The pension in the Netherlands consists of four pillars: the state AOW, the employer pension, personal insurance (lijfrente) and your own savings. Figures updated for 2026. Choose a topic - the answer will expand.
Tip: check your future pension at mijnpensioenoverzicht.nl - it shows both the AOW and your fund pensions. Want to calculate a lijfrente or check box 3? Write to us.
